As discussed in our last blog entry the Consumer Financial Protection Bureau (CFPB) is moving rapidly to revamp the HUDs and TIL into one combined form. The two newest versions are Mimosa and Sassafras. Check them out.
The first page Mimosa is essential the same as Sassafras, but then the forms take dramatically different approaches in laying out the fees and costs associated with the closing. Another major change is the increasing number of legal disclosures towards the end of both versions of the forms.
Vote on your favorite (between these two) and provide comments to help them improve the final product. Based on what we have seen since the last round, consumers and industry comments are having an impact on the changes being made to the forms.