Archive for the ‘Mortgage Industry’ Category

Tips from a Title Agent by Inwest Title a Utah Title Company

Wednesday, August 28th, 2013

Tracy Cottle is back with more Tips from a Title Agent on how Judgements and Bankruptcy can affect selling or buying a home.

 

Tracy Cottle-Tips from a Title Agent

For this and other information on Utah Title Companies, Utah Title & Escrow, or Title Insurance Quotes locate and contact your nearest Inwest Title office at www.inwesttitle.com.

HOA Registry by Inwest Title a Utah Title Company

Thursday, July 11th, 2013

HOA and Condo Contact Information to make your life easier!

 

All new Homeowner Associations and Condos are required to file in the registry no later than 90 days after recording their CC&Rs.  They are also required to file changes within 90 days of being implemented. The registry provides contact information so you know the point of contact for payoff or lien release information.  You can access this registry by going to :  https://secure.utah.gov/hoa/index.html

Here is what the website looks like and offers several different points of contacts.

For this and other information on Utah Title Companies, Utah Title & Escrow, or Title Insurance quotes locate and contact your nearest Inwest Title office at www.inwesttitle.com.

Tools for Networking by Inwest Title a Utah Title Company

Friday, June 28th, 2013

In the world of business we always hear words like Marketing, Networking, sphere of influence. These words sometimes trigger a plethora of thoughts. How do I obtain a “sphere of influence”? What tools do I need to “network” What does “marketing” mean?  No doubt, many of us feel overwhelmed in a world of social media and we may say to ourselves….I’ll put it out on facebook…I’ll tweet about it or I will join LinkedIn.

These are all great tools for getting the word out there however, there are also other places to Network, market and build a sphere of influence. When I first started in the world of marketing I knew a few people in the so called business, but not enough. I knew I had to get out there and meet people get to know them. learn who they knew and build my own sphere of influence. How you may ask? I got involved with great organizations within my business such as WCR. Through these contacts I met more great people who helped me gain knowledge and relationships. I learned about home tours and UCAR and found that there were so many people I didn’t know. I have recently joined a BNI group that meets once a week for the purpose of helping to build business. One of the best benefits of joining and participating in these groups and organizations is that while you do meet more people and increase your sphere of influence and learn how to market better. you make great friends and as you get to know them they also get to know you.  Please don’t think I’m not a fan of social media it has a great influence in business, but never underestimate good old fashioned face- to- face, one-on-one people meeting people.

I’m so grateful to the people who invited, informed, and allowed me to help each other build our business.-Cherri Gressemen; Orem Office.

 

For this and other information on Utah Title Companies, Utah Title & Escrow, or Title Insurance quotes locate and contact your nearest Inwest Title office at www.inwesttitle.com.

Market Data Report 6.27.13 by Inwest Title a Utah Title Company

Friday, June 28th, 2013
Market Data

Click here to view the latest Market Data report from Inwest Title

For this and other information on Utah Title Companies, Utah Title & Escrow, or Title Insurance quotes locate and contact your nearest Inwest Title office at www.inwesttitle.com.

Market Data 6-1-13 PERMITS by Inwest Title a Utah Title Company

Monday, June 17th, 2013

Click here for the latest Market Data report

 

For this and other information on Utah Title Companies, Utah Title & Escrow, or Title Insurance quotes locate and contact your nearest Inwest Title office at www.inwesttitle.com.

REPC Deadline Reminder System, by Inwest Title, a Utah Title Company

Friday, October 26th, 2012

Do you and your real estate team struggle to stay on top of REPC (Real Estate Purchase Contract) deadlines from transaction to transaction?  If you work with Inwest Title Services on your real estate transaction then you need not fret.  Inwest Title Services provides their clients with timely reminders on all of their important deadlines on the REPC.  The deadline system triggers an email to your inbox when your pending deadlines are near:

*Seller Disclosure, Due Dilligence, Settlement Deadline, as well as Financing and Appraisal Deadlines all arrive 2-4 days before the deadline on the contract.

The system will also notify you of the latest REPC addendum we have received on file.

Let Inwest Title Services put your deadline worries to rest.  Place your next title order with Inwest Title Services.

For this and other information on Utah Title Companies, Utah Title & Escrow, or Title Insurance Quotes locate and contact your nearest Inwest Title office at www.inwesttitle.com.

 

 

Explaining Why Title Insurance is Necessary to your Clients, by Inwest Title, a Utah Title Company

Friday, October 19th, 2012

Other types of insurance coverage focus on possible future events and charge an annual premium, such as flood insurance or hazard insurance. Title insurance protects against loss from hazards and defects already existing in the title and is purchased with a one-time premium.

Insuring a home’s title begins with a search of public land records affecting the property. The title agent or attorney working on behalf of the underwriter examines pertinent documents to determine whether the property is insurable. Those documents include deeds, wills, trusts, outstanding mortgages and judgments, property liens, highway or utility line easements, pending legal actions and notary acknowledgements.

When title problems are disclosed during the search process, they are corrected whenever possible to avoid future claims. According to surveys done by the American Land Title Association (ALTA), title problems consistently arise in one out of three real estate transactions (36%).

Read more http://bit.ly/VkHcfd

 

For this and other information on Utah Title Companies, Utah Title & Escrow, or Title Insurance Quotes locate and contact your nearest Inwest Title office at www.inwesttitle.com.

 

Average percent increase in sales price is up in some Northern Utah counties

Monday, October 1st, 2012

Inwest Title Services compiles two Market Data Reports each month.  The first report indicating Permits activity throughout the state of Utah and the second report showing Sales Activity in Davis, Weber, Salt Lake, Tooele, Wasatch, Summit and Utah counties.  The latest report that was released today shows that Davis county has seen an average percent increase in sales price of 10.34%  and Weber county has reported an increase of 16.6% since August of 2011.

Both Davis and Weber counties experienced an increase in the number of homes sold of 11% from July to August of 2012.  Davis county had an increase of 9% in homes listed whereas Weber county showed a -8% decrease.

To view all the counties reported go to http://bit.ly/PScvYV

To be added to the distribution list for these reports as they are released, please email corporate@inwesttitle.com

For this and other information on Utah Title Companies, Utah Title & Escrow, or Title Insurance Quotes locate and contact your nearest Inwest Title office at www.inwesttitle.com.

 

 

Reflection of current Northern Utah Sales Activity, by Inwest Title, a Utah Title company

Wednesday, August 15th, 2012

The Inwest Title Market Data Report has recent data reflecting number of homes sold, average sales prices, and number of days on market.  Information is shown for Weber, Davis, Salt Lake, Tooele, Summit, Wasatch and Utah counties.  Follow this link to the most recent published report http://bit.ly/Nq9em3

For this and other information on Utah Title Companies, Utah Title & Escrow, or Title Insurance Quotes contact your local Inwest Title office or find your local office at

www.inwesttitle.com

 

Good Credit Important in Today’s Economy, by Inwest Title, a Utah Title Company

Friday, March 30th, 2012

Did you know that 79% of all credit reports have an error on them? And one in four has an error big enough to keep you from obtaining credit.  In today’s economy it is more important than ever that we be aware of what’s in our credit report.  You can obtain a free copy, direct from the three credit bureaus- Experian,  Equifax and TransUnion- by going to www.annualcreditreport.com. You can receive them all at once or access a different bureau every 4 months which gives you the advantage of seeing your credit report more frequently. Whichever you choose, here are a few tips to maintaining a great credit rating:

1)  When you get your credit report, go through it line by line.  Make sure everything is correct-include your personal information like addresses, social security number, birthdate,etc. Keeping the little things accurate will help avoid big problems (like your file being merged with another person with a similar name) in the future.

2)  Pay particular attention to your revolving debt (credit cards). To maximize your credit score, it’s a good idea to keep your credit balances at less than 30% of your credit limit. The balance you see on the statement is typically the balance that appears on your credit report-even if you pay the balance in full each month.

3) Avoid getting a collection account if at all possible. If you are contacted by the collection agency, you have 30 days to resolve the problem (pay the bill or show them the error) before it appears on your credit report. Once it’s on your credit report, however, it’s very difficult to get it removed. Collection accounts can lower your score dramatically even if you’ve paid everything else on time.

Remember that knowledge is power. Find out what’s on your credit report and take an active role in keeping it accurate!

For more information on how to improve your credit score you can contact Brenda Eldredge at Credit Smarts, LLC. creditsmarts@yahoo.com

For this and other information on Utah Title Companies, Utah Title & Escrow, or Title Insurance please contact your nearest Inwest Title office. To find the office nearest you, go to www.inwesttitle.com